Better Pay FAQs
What Amounts Can I Finance?
You can apply to finance any amount between $500 and $30,000.
*Subject to lending criteria and available credit.
How Can I Make Repayments?
Repayments can be made via Direct Debit, online with BPAY, in person at Australia Post or over the phone. Payments made by methods other than Direct Debit will incur a $2.50 payment handling fee per payment.
Is There an Annual Fee?
Yes. There is a $99 Annual Fee charged on the account open date and annually on the anniversary of the account open date.
Can I Access My Account On Line?
Yes. Lombard provides online access for all accounts. Customers can review their balance, see all transactions and pay their bills with BPAY.
Are There Any Monthly Account Fees?
No, there are no monthly account service fees.
When Will I Make My First Repayment?
In total the customer has approximately 50 days before their first repayment is due. They will receive their first statement 30 days after the account is opened and they then have 21 days to make the first repayment.
**Available to approved applicants only on a Lombard 180 Visa card. Terms, conditions, fees and charges apply including a $99 Annual Fee charged of the account open date and annually on the anniversary of the account open date. Up to 55 days interest free is available on all card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days interest free on purchases’. 6 months interest free is available on all card purchases of $250 or more made in one transaction. Interest, currently 22.99%p.a., is payable on any balance outstanding after an interest free period. Credit provided by Lombard Finance Pty Limited ABN 31 099 651 877, Australian Credit Licence number 247415. Finance not available at all stores or building types. Restrictions apply. Contact us for details.